Landlord Insurance

Don’t Be Left Unprotected, Invest in Landlord Property Insurance!

What is Landlord Insurance?

Owning and leasing a rental property brings with it a range of risks. Landlord insurance provides coverage for repairs or replacement of property and or contents of your rental property in the event of storms, fire, theft, flood, tenant theft, vandalism, and so on. We also provide coverage for full or partial loss of rent if your rental property is significantly damaged due to an insured event.

Whether you’re after cover for your rental property only or your rental property and your contents, we’re here to help.

What Can Be Covered


Manage your investment expenses by only paying for the cover you need.

Accidental breakage

Cover for accidental breakage of fixed glass, basins, sinks, baths and toilets damaged by a tenant or their visitors

Damage caused by pets

Protect your investment from accidental damage or loss caused by your tenant’s pet

Loss of Rent cover

If your building is uninhabitable after an incident that was covered and needs to be repaired before tenant can move in

Extreme weather, natural disasters

For events such as storms, floods, earthquakes, lightning and tsunamis

Water or liquid damage

Cover for loss or damage to your buildings or contents caused by water or liquid (some exclusions apply)

Burning out of an electric motor

Includes cover for electric motors in a domestic machine or appliance if burnt out by an electric current

Cover for third party liability

Protection against claims of personal injury, death or property damage at your rental property and your liable

Collision damage

As an example, damage caused by a vehicle, trailer or caravan colliding with the property

Vandalism or malicious acts

Cover for deliberate damage or malicious acts, like vandalism, caused by your tenants or their visitors

Rent Default

Where your tenant doesn’t pay their rent. Cover is only available for a formal lease. Different limits apply

Chemical decontamination costs

As a result of any illegal or controlled drug manufacturing, distribution or storage by your tenants

Fire or smoke

Loss or damage caused by fire and heat, this can include the buiding and or contents

Compare Landlords Insurance

Are you leaving some big-ticket items in the property you’re renting out, like a fridge, couch or TV? Or is it completely empty?  You can tailor your landlords insurance to suit you – with options to add extra cover for liability, rent default or loss of rent.

Landlords Building and Contents

Coverage for both building and contents

Have peace of mind that your investment property and contents are covered

  • Residential buildings
  • Domestic outbuildings such as garages and sheds
  • Infrastructure for services
  • Built-in swimming pools and spas
  • Carpets
  • Curtains or internal blinds
  • Furniture and white goods

Landlords Contents

Coverage for contents only

If your building is already insured by an owner’s corporation or strata, you may want to insure just the contents of the property.

  • Non built-in swimming pools and spas
  • Carpets
  • Curtains and internal blinds
  • Furniture and white goods


Landlords Buildings

Coverage for structures

If your tenants are furnishing the property, you may only want to cover the building itself. This includes items attached to the property, like awnings, but not carpets and curtains – these are considered contents.

  • Residential Buildings
  • Domestic outbuildings such as garages and sheds
  • Infrastructure for services
  • Built-in swimming pools and spas

Protect Your Investment – Get Landlord Insurance Today!

Landlord insurance can help reduce financial losses caused by damages to your investment property. Landlord insurance is not legally required, but many banks and lenders require you have insurance to protect your home from financial risk. If you own a rental property, you may be able to claim landlord insurance costs for your rental property for the period it was tenanted or available for rent. Check with a tax adviser to find out whether you can claim a tax deduction for your landlord insurance costs.

Based on whether you elect for the Landlord Building, Landlord Contents, or a combined Landlord Building and Contents policy, take the first steps by talking to one of our helpful insurance experts.

Let’s Talk

Not quite ready for a quote but would like to contact us first about your insurance policy? Give us a call on 0490 096 339 or fill out the form below, and we will get back to you.

Other Insurances

Business and General Insurance

BOK provides tailored insurance solutions for businesses of any size in many industries

Commercial Property Owners

We specialise in cover for those who invest in the commercial property sector.

Fire Inspectors

Specialist cover for all businesses working in the Fire Inspection Industry

Our Customers

Jean Rode
Jean Rode
01:15 10 Nov 22
I have used BOK for several years to assist with all types of business insurance, Belinda goes above and beyond to get a good price and the right cover, she is always pleasant to deal with and responds in a timely manner.
Jason Apostolu
Jason Apostolu
07:03 29 Sep 22
Belinda was great to work with, she made the whole process of finding the best insurance for our company/commercial property easy and nothing was too hard despite my numerous questions.I would highly recommend using Belinda from BOK Insurance she made me comfortable and took the stress away. I wont hesitate referring her to family and friends also.Thanks AgainJason
Jabin Crisp
Jabin Crisp
23:43 15 Aug 22
I have been using BOK insurance solutions for years for my business and personal insurance as they take the extra time to find the best option to match my insurance needs. Its what keeps me going back.
Sarah Handel
Sarah Handel
22:59 15 Aug 22
Belinda has been very helpful in the process of arranging business insurance for several projects I have worked on and also business vehicles. She does the leg work to source the right policy that fits in with your Company needs. She also takes the time to explain things clearly providing an overview that is easy to understand. I highly recommend Belinda for your insurance needs.
Amy Graham
Amy Graham
04:30 15 Aug 22
Belinda is a professional and passionate Insurance Broker who works very hard to get the best value cover at a great price. She is pleasant to work with and very responsive.
Cory Harris
Cory Harris
02:42 15 Aug 22
Belinda and the team have been amazing with helping with our insurance. From finding us a much cheaper option with better coverage to helping the whole process when we did have a claim. Highly recommend
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