General Business Insurance Plans & Policies

Having the right insurance can help to protect your business, your customers and your income. We work with you to explain the different types of insurance available for your business whilst you select the ones you need.

Let’s Chat

Not quite ready for a quote but would like to contact us first about your insurance policy? Give us a call on 0490 096 339 or fill out the form below, and we will get back to you.

Business Interruption Insurance

If a disaster takes place and stops your business from operating, the bills will continue, including employee wages, rent, loans, supplier costs ect. Business Interruption insurance ensures funds are available to cover those costs and not only keep you afloat but put you back in the same position money will allow making sure you are no worse off had the interruption not occurred.



Cyber, IT and Internet Liability

Cyber Liability insurance provides cover for first-party expenses and third-party liability from unauthorised access and use of data or software in your clients’ IT infrastructure. From Event response costs including ransom, financial loss to your business, Loss to others, Cyber theft and IT support and response including public relations. Cyber crime has also become more prevalent as we’ve evolved into a digital society with reports saying its not if you will be at a loss its when.

Professional Indemnity Insurance

Professional Indemnity insurance is designed for professionals who provide a service or advice to customers and may even be a legal requirement for some professions. It can cover claims made against your business by customers or other third parties alleging that in performing your professional services, your business has caused them loss.



Fire and Perils

Fire and special perils policy insures against unforeseen contingency caused by accidental fire, lightning, explosion, destruction or damage caused by man made perils in the form of riots, strike etc, natural calamities like storm, cyclone, flood, bush fire and accidental damage.


If someone falls, slips, and injures themselves on your business premises, or their property is damaged while you’re providing a service, they may take legal action against you or your business. Public liability insurance protects your business against claims of personal injury or property damage.

Motor and CTP, Plant

Plant & Equipment Insurance provides cover for a range of construction equipment. Excavators, Earth movers, Forklifts, Skid-steers, Cranes, Logging and Forestry Equipment and more. Comprehensive and Third Party, Road Risk Liability, Downtime Cover, Public Liability and more.

Travel, Expatriates and Inpatients, Personal Accident, Voluntary Workers

Voluntary Workers & Personal Accident insurance provides financial compensation and cover for defined out-of-pocket expenses if an accident results in the injury or death. Cover is provided if the accident occurred while performing authorized work on your behalf, or while travelling to or from work. Cover your Travel for holidays, work or do you require cover for the risk of the everyday.

Workers Compensation Australia Wide Including Return to Work

Workers Compensation Insurance is designed to cover an employer’s liability for benefits payable to an employee who’s injured while working. Mandatory in Australia for any business that employs staff to have Worker’s Compensation. Employees are valuable assets, so it is important to be covered.

Directors and Officers, Employment Practices, Statutory Fines and Penalties

Whether you’re an owner, a director or manager, you’re responsible for making decisions. From deciding who to hire, where to spend each and every dollar you could possibility be liable of your decisions. From fines and penalties to employment disputes, all of these can be very costly.

Trade Credit

Trade credit insurance also known as debtor insurance, export credit insurance and accounts receivable insurance covers your accounts receivable and protects your business from unpaid invoices caused by customer bankruptcy, default, political risks, or other reasons agreed with your insurer.

Construction All Risks

Construction insurance provides protection for builders. This can cover many types of construction and many other business activities as a builder. Construction insurance protects construction companies, general contractors, and property owners from lawsuits, property loss, and other costs.

Marine Cargo, Hull and Static Risk

Marine cargo insurance covers the risks of physical loss or damage to goods and merchandise while in transit or in storage anywhere in the world. Marine hull provides coverage for all types of vessels and their machinery while navigating anywhere in the world.

Our Process to Making Sure Your Covered

Risk Review

A full review of the risks faced by your business as well as a full review of your current insurance program for no fee and no obligation.

Insurance Quotation

Full comprehensive quotations from multiple A+ Stable rated insurance markets locally and if needed overseas.

Premium Funding

Premium funding for all your outstanding premiums. Letting you make one monthly payment assisting with cash flow for your business.

Full Claims Service

Full claims service makes sure that you receive the best result possible in a timely manner in the event that something does go wrong.

Customer Service

We take pride in our customer service. Send us an email anytime for call during business hours to talk to our friendly staff.

Need to Report an Incident?

Need to make a claim? Fill out our claim form or give us a call if you need to talk and our staff will be happy to help.

Need extra help?

We understand that sometimes our customers need extra help understanding what insurance they need. Give us a call to chat.

Our Customers

Jean Rode
Jean Rode
01:15 10 Nov 22
I have used BOK for several years to assist with all types of business insurance, Belinda goes above and beyond to get a good price and the right cover, she is always pleasant to deal with and responds in a timely manner.
Jason Apostolu
Jason Apostolu
07:03 29 Sep 22
Belinda was great to work with, she made the whole process of finding the best insurance for our company/commercial property easy and nothing was too hard despite my numerous questions.I would highly recommend using Belinda from BOK Insurance she made me comfortable and took the stress away. I wont hesitate referring her to family and friends also.Thanks AgainJason
Jabin Crisp
Jabin Crisp
23:43 15 Aug 22
I have been using BOK insurance solutions for years for my business and personal insurance as they take the extra time to find the best option to match my insurance needs. Its what keeps me going back.
Sarah Handel
Sarah Handel
22:59 15 Aug 22
Belinda has been very helpful in the process of arranging business insurance for several projects I have worked on and also business vehicles. She does the leg work to source the right policy that fits in with your Company needs. She also takes the time to explain things clearly providing an overview that is easy to understand. I highly recommend Belinda for your insurance needs.
Amy Graham
Amy Graham
04:30 15 Aug 22
Belinda is a professional and passionate Insurance Broker who works very hard to get the best value cover at a great price. She is pleasant to work with and very responsive.
Cory Harris
Cory Harris
02:42 15 Aug 22
Belinda and the team have been amazing with helping with our insurance. From finding us a much cheaper option with better coverage to helping the whole process when we did have a claim. Highly recommend
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